One of the things to come out of the recent lockdowns is a steady stream of first-time buyers, ready to take their first step onto the property ladder. With the Government’s Help to Buy scheme, you too could make a fresh start in a stylish new home for less than you thought. If you are in a position where you want to buy a new property, but cannot afford a large deposit, this could be an excellent option.
Launched to make it easier for first time buyers to get on the property ladder, Help to Buy is a Government-backed scheme offering an equity loan to purchase a newly built home. You can buy a new home with just 5% deposit, and the loan allows you to borrow up to 20% of the property value, interest free for the first five years.
Kelsey Apartments
Patrick Gardner & Co are currently marketing Kelsey Apartments click here, just nine 1, 2 and 3 bedroom apartments, many with their own balcony offering the best in Surrey town centre living.
Just moments away from both High Street shopping and a tree-lined riverbank setting, the luxurious apartments make the most of their prime location off Bridge Street. Leatherhead mainline rail station is within walking distance and excellent transportation links are close by; the M25 and both London Gatwick and Heathrow airports within easy reach.
Each property enjoys off-street parking and boasts a contemporary, sleek finish, enhanced by state-of-the-art fixtures and fittings – modern kitchens, brushed copper backsplashes and trim, natural stone worktops, a range of integrated Bosch appliances, Hansgrohe matt black mixer taps, bath and shower luxury fittings, and Wondrwall Home Automation system for intelligent living!
The perfect combination for those wishing to secure their first home.
HELP TO BUY
How to Apply for a Help to Buy Equity Loan
Before you get started, make sure you have funds for a new home reservation fee (up to £500) and a 5% deposit (payable on exchange of contracts). This is less than you’d typically need to get a mortgage without Help to Buy.
Step 1 Check your affordability.
Our New Homes Sales executives will put you in touch with an independent mortgage advisor who will assess your affordability and help you to secure a mortgage offer 75% of the value of the property, which will run alongside your Help to Buy Equity Loan.
Step 2 Find your dream home.
Search for new homes on the Patrick Gardner website Property Search click here or by using the Help to Buy website www.helptobuyagent3.org.uk/find-a-home. Call one of our New Homes sales executives on 01372 360832 who will be happy to discuss your requirements and book an appointment to view the property of your choice.
Step 3 Reserve your new home
Reserve your home with one of our New Homes sales executives, who will guide you through every step of the buying process.
Step 4 Apply for your Help to Buy Equity Loan
You’ll need to register with Help to Buy and complete a property information form in order to apply for a Help to Buy Equity Loan, worth up to 20% of the price of your new home.
Step 5 Support and guidance every step of the way
Buying a new home is exciting, but it can be daunting too. Our friendly New Homes sales executives will be on hand to make sure you have all the support and guidance you need during the buying process and your Help to Buy application.